- Coverage begins August 1 through July 31
- All full-time domestic graduate students and all international graduate students are required to carry health insurance.
- UHC health insurance is automatically applied to your WUSTL account once you are enrolled as a full-time student or if you are an international student.
- The dental insurance will automatically be applied to your WUSTL account if you are a graduate student who receives full tuition remission and stipend in an Arts & Sciences funded program on the Danforth Campus (typically PhD and MFA students).
- All students will be charged the Health and Wellness fee.
- Specific information regarding the insurance plan coverage can be found here: https://www.uhcsr.com/school-page.
The Graduate School cannot answer questions regarding coverage, deductibles, co-pays, and other plan related areas.
Waiving Insurance Coverage
- To waive health insurance, you must be able to provide proof of adequate coverage through another plan when completing the waiver process outlined at the Student Health Services website: https://shs.wustl.edu/Insurance/Pages/Waiver-Process.aspx.
- Dental insurance is not a university requirement. You may waive dental insurance coverage by emailing email@example.com.
- If you waive health insurance you also waive the dental insurance plan; if you choose not to participate in the Washington University health insurance plan both plans must be waived.
- The health & wellness fee may not be waived for any student.
- The deadline to submit your waiver for the health or dental insurance is September 20. This is a firm deadline, with no exceptions.
Adding Additional Coverage
- Students may elect to cover dependents under the health or dental insurance plan.
- Students may elect to purchase vision insurance via United Healthcare.
- The deadline to enroll dependents, or purchase additional coverage is September 5. This is a firm deadline, with no exceptions.
- MFA and PhD students in Arts & Sciences on the Danforth campus who receive a stipend and tuition remission are eligible for a 90% subsidy for individual health insurance, dental insurance, and health & wellness fee.
- Subsidies will not appear on students’ financial accounts until late-September.
Students supported through other schools or departments should consult their program administrators for additional information.