Health Insurance

  • Coverage begins August 1 through July 31 
  • All full-time domestic graduate students and all international graduate students are required to carry health insurance.
  •  UHC health insurance is automatically applied to your WUSTL account once you are enrolled as a full-time student or if you are an international student.
  •  The dental insurance will automatically be applied to your WUSTL account if you are a graduate student who receives full tuition remission and stipend in an Arts & Sciences funded program on the Danforth Campus (typically PhD and MFA students).
  •  All students will be charged the Health and Wellness fee.
  •  Specific information regarding the insurance plan coverage can be found here:

The Graduate School cannot answer questions regarding coverage, deductibles, co-pays, and other plan related areas.

Waiving Insurance Coverage

  •  To waive health insurance, you must be able to provide proof of adequate coverage through another plan when completing the waiver process outlined at the Student Health Services website:
  •  Dental insurance is not a university requirement. You may waive dental insurance coverage by emailing
  •  If you waive health insurance you also waive the dental insurance plan; if you choose not to participate in the Washington University health insurance plan both plans must be waived.
  •  The health & wellness fee may not be waived for any student.
  •  The deadline to submit your waiver for the health or dental insurance is September 20. This is a firm deadline, with no exceptions.

Adding Additional Coverage

  •  Students may elect to cover dependents under the health or dental insurance plan.
  •  Students may elect to purchase vision insurance via United Healthcare.
  •  The deadline to enroll dependents, or purchase additional coverage is September 5. This is a firm deadline, with no exceptions.

Insurance Subsidies

  •  MFA and PhD students in Arts & Sciences on the Danforth campus who receive a stipend and tuition remission are eligible for a 90% subsidy for individual health insurance, dental insurance, and health & wellness fee.
  •  Subsidies will not appear on students’ financial accounts until late-September.

Students supported through other schools or departments should consult their program administrators for additional information.